body { 
margin: 0;
padding: 0; 
font-family: Georgia, serif;
font-size: 14px;
color: #222;
background: #fff;
}

h1, h2, h3 { color: #005177; }

#wrap {
background: #DCE5EC; 
margin: 0 auto;
width: 980px;
}

#header {
background: url(header.png) no-repeat;
padding: 50px 0 65px 0;
}

#menu {
font-family: Arial, sans-serif;
background: #DCE5EC;
float: left;
width: 150px;
font-weight: bold;
font-size: 13px;
}

#menu ul {margin: 0; padding: 0; list-style-type: none; }
#menu ul li { background: #BCCCDB; margin: 0 0 1px 0; padding: 5px; }
#menu ul li a {color:#005177; text-decoration: none;}
#menu ul li a:hover { color: red; }

#content {
float: right;
background: #fff;
padding: 0 20px 20px 20px;
width: 790px;
}

#footer {
margin: 20px auto;
width: 980px;
border-top: 1px solid #ccc;
background: #fff;
color: #005177;
padding: 20px 0;
text-align: center;
}